American moving to Europe or already living abroad? Explore our country-specific articles for Americans in Europe, covering the financial considerations that matter wherever you choose to settle. From Spain, Portugal and France to Germany, Italy and beyond, find practical information on cross-border financial planning, investing, retirement planning, taxes and local regulations. Each country brings different rules and opportunities for US citizens managing finances on both sides of the Atlantic. At EuroAmerican Financial Advisors, our specialist knowledge comes from firsthand expat experience. Read our latest guides and insights to make informed financial decisions before and after your move to Europe with greater confidence.
Retiring in France evokes visions of long market mornings in village squares, watching the world go by from Parisian or Mediterranean cafes, unhurried lunches that stretch into the afternoon, and a slower, more measured pace of life. Alongside the dream, France also...
Portugal is among the most popular destinations for Americans thinking about retiring in Europe, offering an alluring blend of good climate, healthcare, cost of living, lifestyle, friendly locals, and a time zone an hour closer to the US than most of Europe. A...
For Americans considering a move to Spain, the new Mbappé law offers a rare chance to reduce taxes and invest strategically. Officially Law 4/2024, it provides a deduction of the regional portion of income tax based on 20% of the value of eligible investments for...
Greece has become a popular destination for Americans moving to Europe, not just for its sunshine, islands, and way of life. Another primary reason is its Golden Visa program, being one of few left in Europe that includes real estate purchases among its investment...
Belgium doesn’t have a standard wealth tax like Spain for example, and you won’t pay annual tax simply for owning real estate, cash, or foreign investments. However, it has a stealthy version of a wealth tax that targets securities accounts over a certain value. ...
France replaced its old solidarity wealth tax (ISF) in 2018 with a new tax called the Impôt sur la Fortune Immobilière (IFI). IFI applies only to real estate holdings. Americans will be liable to pay IFI if the net value of their taxable real estate exceeds...
Italy has always seduced Americans. The food, the art, the history, and more recently, the opportunity to obtain EU residency through investment. In 2026, Italy’s Golden Visa is one of the most appealing investor visa options in Europe. Unlike similar programs in...
Portugal's Golden Visa, launched in 2012, is one of Europe’s most enduring and popular residency-by-investment programs. Reforms over the years have removed real estate and capital transfer investment options from Portugal’s Golden Visa, however the program remains a...
Unlike some other EU countries that impose a broad wealth tax, Portugal takes a more targeted approach. This means that instead of taxing overall net worth, it levies the Adicional ao Imposto Municipal sobre Imóveis (AIMI), which applies specifically to higher-value...
Americans moving to or living in Italy may face Italian wealth taxes on assets they hold outside the country, including US property, bank accounts, and investments. Understanding these rules is an important part of planning a move and managing finances across both...
Shane Clark is President of EuroAmerican Financial Advisors and holds the European Financial Planner (EFP) designation, specializing in financial planning and investment advice for Americans moving to or living in Europe. Shane has over 10 years of cross-border financial advisory experience, has been an expat for 15 years, and holds an MSc in Financial Economics and an MPhil in Economics from the University of Strathclyde.
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