Investing as an American moving or living abroad presents challenges that can affect your portfolio, investment choices and long-term financial goals. US citizens living in Europe must consider different financial regulations, investment restrictions and currency risks when managing their wealth. Our articles examine topics such as EU ETFs, US brokerage account closures, investing in euros, market developments and wealth management for high-net-worth expats. Discover how international investment rules can influence your financial decisions and what to consider when building a diversified portfolio. EuroAmerican Financial Advisors provides specialist cross-border investment advice, helping Americans in Europe manage their assets and pursue long-term financial growth with confidence.
As a HNW American, when you move to Europe, you become subject to two sets of financial regulations and two tax systems - EU and local country rules as a resident in your new country, and US rules as a US citizen. The US is almost unique in subjecting all its citizens...
When looking to invest, Americans living in Europe often consider EU-domiciled ETFs. This is often because their local bank or advisor recommends them. They’re local, denominated in Euros (which expats often earn and definitely spend in), are widely available, easily...
Reviewed by Abbey Zheng, CFA, CPA For many Americans living in or connected to Europe, investing locally can feel like a natural choice. You bank in Europe, live and perhaps earn in Euros, and you may want to have investments close to home. ...
After relocating to Spain, Sarah updated her address. Weeks later, her US broker emailed: her account would be restricted, then closed in 60 days. Unable to trade, she rushed to transfer assets. Compliance cited “non-resident policy changes.” She hadn’t expected...
The past year has demonstrated how resilient global markets can be when structural forces counter short-term economic concerns. In the United States, growth remained steady despite tighter immigration, trade policy uncertainty, and a continued cost-of-living squeeze...
In an increasingly digital world, cybersecurity and fraud prevention have become essential pillars of financial stability, especially for expats with cross-border financial concerns. What once were easily spotted email scams have evolved into highly personalized,...
For high net worth Americans, relocating to Europe involves far more than choosing the right city or buying a home. It’s a complex process that demands detailed planning around taxes, investments, legal compliance, residency, and lifestyle adjustments. Europe’s allure...
Spain’s Golden Visa program ended in April 2025, closing one of the most popular paths to EU residency (and citizenship) through investment for Americans moving to Europe. The Spanish government believed that the program had distorted the housing market. However,...
At the beginning of the month, President Trump announced tariffs on countries around the world, including a 20% tariff on imports from the EU. The impact of these tariffs has led to market volatility, as countries affected consider their responses and markets grapple...
Americans considering investing in Euros should weigh the potential benefits of exposure to Europe's diverse markets against risks including currency fluctuations, growth potential, and regulatory and tax regime differences. Understanding the intricacies of investing...
Shane Clark is President of EuroAmerican Financial Advisors and holds the European Financial Planner (EFP) designation, specializing in financial planning and investment advice for Americans moving to or living in Europe. Shane has over 10 years of cross-border financial advisory experience, has been an expat for 15 years, and holds an MSc in Financial Economics and an MPhil in Economics from the University of Strathclyde.
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