Since 2018, all EU residents, including US expats living within the EU, must adhere to new EU-wide regulations known as PRIIPs under MiFID II. These rules aim to enhance the transparency of financial products and protect EU resident investors. In this article, we...
In recent years, partially thanks to great visa and tax break programs, Portugal has become a leading destination in Europe for US citizens seeking to move abroad. By 2022, nearly 10,000 Americans were residing in the country, representing a 239% increase since 2017,...
Moving abroad triggers unexpected financial challenges for Americans. One such hurdle many expats face is the potential closure of their US brokerage accounts, as most US brokers won’t work with non-US residents, while those that will accept expat clients often limit...
Spain has recently been heralded as the best destination in the world for expats. Spain's Golden Visa program, also known as Spain’s investor visa, was initiated in 2013 and is issued to non-EU nationals. If you’re an American investor who is seeking a pathway to...
As we reflect on the final quarter of 2023, it's evident that the period was marked by a complex interplay of factors influencing both the US stock market and the broader economy. This summary provides an overview of the key trends, market movements, policy decisions,...
While living as an American expat in the EU is an amazing experience, it can be challenging financially, including managing your investments. In this article, we look at some essential considerations when managing a cross-border investment portfolio for Americans...
Diversification when investing is arguably more important as a risk management strategy for Americans living in Europe than if you live in the States. This is because there are additional factors to consider as an expat investor, including which country to invest in,...
All investments come with a certain degree of risk, and for Americans living in Spain, there’s the added challenge of navigating both US and Spanish investment rules and tax codes as well as Dollar/Euro exchange rates. By understanding both your comfort level with...
Some aspects of portfolio management are the same wherever you live, however Americans living in Spain encounter particular portfolio management challenges stemming from the crossover of two sets of financial regulations, tax laws, currencies and investment...
Living as a US expat in Spain presents an opportunity to embrace ESG (Environmental, Social, and Governance) investing. As the world increasingly focuses on sustainability and corporate responsibility, expats can align their investments with their values in a country...
Shane Clark is President of EuroAmerican Financial Advisors and holds the European Financial Planner (EFP) designation, specializing in financial planning and investment advice for Americans moving to or living in Europe. Shane has over 10 years of cross-border financial advisory experience, has been an expat for 15 years, and holds an MSc in Financial Economics and an MPhil in Economics from the University of Strathclyde.
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