Services

At EAFA, we strive to offer peace of mind for our clients by ensuring that we take a comprehensive view of your financial situation. We conduct a thorough financial analysis of each client’s unique situation and formulate an appropriate investment portfolio recommendation.  Additionally, based on your specific needs, we can provide recommendations to specialists in our trusted network that offer complementary services such as cross-border tax advisors, estate-planning attorneys, health insurance firms, real estate agents, and currency exchange and transfer services to name a few.

At EAFA, we build a personalized investment strategy for  your situation.  We work with our partners to implement the strategy and make tactical adjustments when necessary while monitoring the results over time. In this way, we ensure that you remain on track to meet your financial goals.

Risk and return are fundamental considerations in any portfolio investment strategy. At EAFA, we look at risk from your perspective – in terms of the possibility of not meeting financial goals or of suffering an unacceptable decrease in portfolio value. We manage this risk through diversification, knowledge of how specific investments perform under various economic conditions, and by modifying your overall investment strategy to best benefit from changing market conditions.

A well-diversified portfolio is the cornerstone of every successful investment strategy. Core holdings in stocks, bonds, and cash should be combined with asset classes such as real estate, commodities and currencies for maximum benefit. A global perspective is important as many of the world’s best investment opportunities lie outside of North America and Europe.

With EAFA, you will benefit from on-going supervision of your investment accounts, quarterly reports on market conditions and account performance, and a comprehensive yearly consultation with your portfolio advisor to go over the results from the previous year and set the direction for the year to come. In this manner, you can always rest assured that your investment strategy will reflect current market conditions as well as any changes in your lifestyle and financial goals. It is this combination of portfolio management and financial planning that lies at the heart of our investment process.

Our Investment advice service is intended for clients who wish to leave the supervision of their investments in the hands of a professional. Your EAFA portfolio advisor assists you in selecting an investment strategy that is appropriate for your goals and needs. The investment advisor works with the designated custodian, investment manager or broker to put the strategy into effect. 

Our financial planning process recognizes the additional layer of complexity that expat life entails. We acknowledge the fact that expats require a comprehensive and personalized plan, one that adapts as your situation changes with time. Realizing future goals and dreams, while providing for those who depend on you, can be greatly enhanced with guidance from an EAFA professional and a carefully monitored and implemented financial plan.

At EAFA, we use the latest in financial modeling technology to give you the most comprehensive picture possible of how you can attain your future goals. Full cash flow/balance sheet/income statement projections that incorporate tax effects and Monte-Carlo analysis, which addresses the inherent uncertainty in investment returns and life span, help to quantify the probability of reaching each of your goals.

Yourfinancial plan will pay particular attention to the issues associated with cross-border living. We also address non-investment issues such as estate planning, taxation, education planning for children or grandchildren, and retirement considerations.

Ideally, combine our Financial Planning Service with our Investment Advisory Service. In this manner, we can not only help you outline a plan to meet your financial goals, we can also help you realize the investment performance necessary to fulfill the portfolio return requirements projected in your financial plan and make adjustments to your investment strategy as time goes on.

We offer Corporate educational seminars on personal financial issues which impact US-citizen employees for firms with expat employees. These seminars cover a variety of expat financial planning issues specific to US citizens working overseas such as: Overcoming regulatory and tax constraints on investment portfolios, using tax-compliant reporting brokers, coordinating US retirement accounts with non-US pensions, investing in multiple currencies, and many others. Our corporate consulting programs are customized for your company and can be delivered remotely or in-person.