Americans Moving to Italy
Financial Planning and Investing Considerations for Americans Moving to Italy
Italy has always been among the most popular destinations for Americans moving to Europe, thanks to it’s incredible climate, history, culture and cuisine.
Moving to Italy comes with financial planning and investing challenges though, many of which should ideally be considered before you move, or as soon as possible afterwards. Seeking advice as soon as possible can make a significant difference to your financial situation,
The financial challenges that Americans in Italy face include maintaining and opening US brokerage accounts as an expat, retirement planning, how and where to invest, minimizing currency exchange loss, US and Italian tax optimization, and international estate planning.
Download our guide below or schedule a consultation.
Our Story
EuroAmerican Financial Advisors is the only independent financial advisory firm specializing in serving Americans in Italy.
We provide investment advice and financial planning services tailored for Americans in Italy. The financial issues faced by Americans in Italy are quite different compared to Americans living within the United States due to cross-border taxation, currency fluctuations, as well as global investment questions.
We are regulated and licensed in Italy, and our advisors are also licensed in the US. We offer Americans in Italy a personalized and optimized service, transparent fees, easy communication, tax efficient investment strategies; and most importantly the peace of mind that comes from dealing with an investment advisory firm that specializes in financial planning in to both the US and Italy.
We’ve created an in-depth guide to the financial planning considerations for Americans moving to Italy, which you can download below.
EAFA Financial Planning Considerations Guide for Americans moving to Italy
Enter you details below to download our guide to financial planning considerations for Americans moving to (or living in) Italy
Our Services
Investment Advice
Most firms use model portfolios that don’t take into account your situation as an American in Italy affected by both jurisdictions’ tax and regulatory regimes, and your withdrawal plans or future needs in Euros and/or dollars. Such portfolios also don’t allow the flexibility to adapt depending on the economic cycle, market volatility, or your cash needs.
At EAFA, we build a personalized investment strategy for you as an American in Italy. We work with our partners and utilize expat-compliant investments and brokerage accounts to implement the strategy and make tactical adjustments when necessary. In this way, we ensure that you remain optimally on track to meet your financial goals.
Financial planning
We have the experience and knowledge to manage cross-border portfolios in a tax efficient manner in both the US and Italy while also mitigating risks arising to your wealth or income from dollar/Euro currency movements. We have advisors with both the US Certified Financial Planner (CFP) designation, and the European Financial Planner (EFP) designation.
At EAFA, our financial planning process encompasses the additional complexities that living as an American expat in Italy entails while maintaining an unwavering focus on your financial goals. We also address non-investment issues such as estate planning, US and Italian taxation, education planning for children or grandchildren, and retirement considerations.
Retirement planning
Most firms don’t have experience working in both Euros and dollars to minimize costs, currency exposure and taxes in both Italy and the US.
At EAFA, we will create a retirement plan based on your plans and aspirations, that will minimize taxes and currency exposure, and which is globally diversified. We understand that you may want to maximize travel and leisure in the early years of retirement when you are most active, and we will stress test our plans using historical scenarios like the global financial crisis, pandemics, and periods of high and low interest rates, to ensure you are prepared and protected for whatever may come.
Why EAFA?
We specialize in providing financial planning and investment advice for Americans living in Italy.
We are independent advisors, licensed and regulated in Italy, and regulated US advisors, allowing us to manage and globally diversify your investments in your best interests, not ours. We have the knowledge and experience to minimize your tax exposure in both jurisdictions as well as risks of losses relating to dollar/Euro currency movements.
We take a holistic approach, learning about your current situation, future plans and investment goals. We are expats ourselves, so we fully understand the issues and challenges Americans in Italy face, as well as the peace of mind that comes from trusting your finances to experts, allowing you to relax and enjoy the great adventure of living abroad.
Ready to Plan your Move to Italy?
Schedule a complementary consultation to discuss your options. We can transfer your existing investments to an expat-compliant US brokerage account without creating a taxable event if necessary.
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When you’re ready, sign our Know Your Client form and advisory agreements online.